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Thank you for your help.
It sounds like your personal bank account is not being tracked accurately with
its counterpart in the accounting software. If it were, then the personal
bank account would have a positive balance you would be using to pay the
credit card off. If the personal credit card is also not fully tracked by
the accounting system you might as well not record anything - the business
wasn't involved so it doesn't need to show up on the business' books.
Otherwise, you'd want to pay off the negative balance by paying yourself;
see the article on getting owners' money in and out of the business for more
about this:
https://www.clarityaccounting.com/help/index.ph...